Temenos offers a range of banking software solutions that address banks' needs for both today and tomorrow.
TEMENOS T24 (T24)
TEMENOS T24 (T24) is a core banking application developed and marketed by Temenos. In combination with Microsoft SQL Server T24 offers banks an affordable, scalable and high performing solution. The T24 core banking system runs on Microsoft Windows 2008 and Microsoft SQL Server 2008, offering customers a full front-to-back core banking solution on an all-Microsoft platform.
T24 pairs the most comprehensive and most powerfully flexible business functionality with the most advanced and scalable architecture. This gives it unprecedented power and opportunity to meet the challenges of today and the opportunities of tomorrow.
T24 is built on open architecture, offers low cost of ownership and uses established standards such as HTTP and XML.
The design of T24 offers multiple application server support offering horizontal scalability and supporting huge numbers of users with true non-stop resilience. Probably the most innovative aspect of T24, however, is that it will totally eliminate the need to run End Of Day processing.
T24 is available as a Model Bank implementation, with best practice processes built in, or a more tailored implementation for clients preferring differentiation.
TEMENOS Insight (Insight) is a browser-based business intelligence and reporting solution running on Microsoft SQL Server 2008, fully integrated with T24 to work without the need for extensive consultation, data mapping, or development.
Insight imports T24 data and presents this information to users within a business area and category structure that reflects the way in which your bank operates. Information can be viewed in a number of ways including via the Insight browser, as spreadsheet data, and analysed in multi-dimensional pivot tables.
Insight is a modular application, with Insight Base being a prerequisite for the other modules.
- Insight Base
Insight Base provides a browser-based approach to management reporting that is flexible and intuitive for users. The data query and report writer facilities provide a number of important benefits, making reporting a simple, effective and low-cost function.
- Insight Analyser
The Insight Analyser module extends the reporting time period of Insight Base beyond monthly data to annual data. Insight Analyser extends the daily intra-month data offered by Insight Base to all months in the year, and year-on-year comparisons. Insight Analyser can help you meet requirements for analysis and performance measurement against pre-defined budgets and targets over longer time periods, both for profit and loss and the balance sheet.
- Insight Profitability
Insight Profitability enables a more in-depth look at profitability, from a management information rather than an accounting perspective. It provides the ability to view profitability across all customer dimensions held within T24 such as company, branch, department, account officer and country of risk; as well as user-defined dimensions such as salary band, age range, gender etc. A Funds Transfer Pricing facility is used to include cost and value of funds within the profitability calculations.
- Insight Publisher
Insight Publisher is a business performance management tool. Through the use of interactive dashboards and reports, the system allows financial and non-financial data to be combined into a series of metrics and standard KPIs that can be configured to monitor your bank's performance against defined goals and strategies. Dashboard reports have drill-down and drill-through capabilities for comprehensive data analysis.