About Microsoft in financial services
Once known for predictable business practices and measured evolution, the financial services industry is now facing unprecedented change. With mega-mergers, decreased margins, and an increasingly stringent regulatory environment, competition and risk are fiercer than ever before. As a result, financial organizations are challenged with finding new competitive advantages and paths for long-term profitability.
Microsoft can help financial services drive new opportunities for business success by empowering the people within companies to develop more profitable relationships, create innovative products and services, improve operations and reduce costs, and build connections with partners. And by giving people the right tools, businesses can boost capabilities while optimizing their infrastructure.
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Industry focus
To help deliver the right solutions, Microsoft combines its technology expertise with industry expertise, and solutions and services from partners for three primary industries:
| • | Banking: Best-of-breed solutions provide banks with reusable business components and cross-channel consistency for more agile customer service. |
| • | Capital Markets and Securities: Comprehensive solutions provide the ability to improve operations by meeting critical needs, such as security, authentication, transaction processing, and workflow services. |
| • | Insurance: Software and solutions with pre-installed capabilities to connect through technology and industry standards to enable straight-through business processes and help people unlock the capabilities of the entire insurance value chain. |
Solution areas
Across the various vertical industries, Microsoft focuses on seven key areas:
| • | Advisor platforms: Financial advisors can gain more holistic views and better service their clients by working more effectively and efficiently across information sources and distribution channels. |
| • | Channel renewal: Reusable business components enable banking institutions to improve efficiency and services by applying channel-renewing investments in one channel to all channels. |
| • | Core banking: A managed, modular approach to renewing core systems, which reduces risk, minimizes customer service disruption, and lowers cost. |
| • | Enterprise risk management and compliance: An architectural-based approach to help financial institutions align business and IT [information technology], and focus on supporting risk management, compliance, and critical business objectives. |
| • | Insurance value chain: A comprehensive approach to developing solutions based on global and industry standards, the insurance value chain focuses on linking disconnected systems and processes across the insurance enterprise. |
| • | Investment management: By focusing on areas of the trade life cycle that are closely aligned with Microsoft expertise, technology, and partners, Microsoft solutions improve trade efficiency and effectiveness. |
| • | Payments: A more modern, integrated, and competitive payments platform meets today's demands while helping organizations identify and capitalize on new payments-based services and revenue sources. |
