How to Buy

Microsoft Financing helps customers focus on what matters most: finding the best IT solution to ensure business success. Microsoft Financing enables customers to have one financing resource for IT needs, including end-to-end solutions. Depending on the business size and budget-management requirements, Microsoft Certified Partners offer Total Solution Financing and Software License Financing programs that help global businesses finance technology solutions. For organizations that already license software from Microsoft, License Financing options are convenient and spread the costs of the software over an extended period of time, preserving capital resources for other investment.

Financing is for 24 to 60 months, depending on the financing program.

Competitive interest rates will be offered to customers, determined by the market conditions, transaction size, and customer creditworthiness.

Purchases financed can range from several thousand dollars to several millions of dollars; customers range from small businesses to global Fortune 500 companies. Customers can apply for any amount required, providing it exceeds the minimum transaction size.

The minimum amount of an initial financing agreement is set at a program level and varies by country. In the United States, for example, the current minimum investment is US$3,000.00.

Learn more about Microsoft Financing

There is generally no requirement for down payments.

Customers interested in a financing solution and application should contact their local Microsoft Certified Partner, Microsoft Account Manager, or authorized distributor.

Find a Microsoft Certified Partner in your country/region

Microsoft Financing currently operates in the following 15 countries/regions.

• North America: United States and Canada

• Europe, the Middle East, and Africa: United Kingdom, Germany, Spain, Belgium, France, Italy, Switzerland, and The Netherlands

• Asia Pacific: Korea, Australia, New Zealand, and Japan

• Latin America: Brazil

Microsoft Financing is expanding to include additional countries.

If a customer delays in making a payment, they are charged a late fee. Microsoft Financing and its service provider will take the appropriate legal action in cases of customer default. A default results in the customer holding an invalid license for Microsoft products.