Microsoft Money Essentials includes up to one (1) year of Online Services. You will be able to use the Online Services in Microsoft Money Essentials for a period of one (1) year from activation of the product or until June 30, 2010, whichever is earlier. After expiration of the Online Services period, you will not be able to automatically update your accounts and investment values in Microsoft Money Essentials. You will still be able to view and edit your financial data in Microsoft Money Essentials and to manually update your accounts and investment values. Please read below for more details. To continue using Online Services after the expiration period, end users will either need to upgrade to the then-current version of Microsoft Money, or purchase an extension of the Online Services if Microsoft makes such extension available.

NOTE: Online Services are features of Microsoft Money Essentials that give you the ability to perform certain online financial tasks through the Microsoft Money Essentials client software. Your ability to perform certain Online Services (such as online banking) may require that you obtain these services separately from your financial institution, with or without a fee. Microsoft reserves the right to modify or discontinue these Online Services at any time, without notice. Online Services simplify managing your finances by allowing you to more easily accomplish key tasks within Microsoft Money Essentials. Online Services in Microsoft Money Essentials allow you to connect with financial institutions and make updating your financial data more automated and efficient.

For end users that utilize Online Services, there will be notifications within Microsoft Money Essentials in advance of the date when Online Services will expire. To continue using Online Services in Microsoft Money after the expiration, end users will either need to upgrade to the then-current version of Microsoft Money, or end users may be able to purchase an extension of the Online Services if Microsoft makes such extension available. Online Services generally include the following functionality within Microsoft Money Essentials:

Importing transaction, balance, and statement information for banking, credit card, investment, and 401(k) accounts*.

Importing transaction, balance, and statement information directly from your financial institution.

Background banking.

*QIF file import (as backup files) will continue to be available.

If you have questions about the Microsoft Money Essentials Online Services Policy or about how expiration of the ability to use Online Services may affect your use of Microsoft Money Essentials, please contact Microsoft Product Support Services at http://support.microsoft.com/mny.