During the initial six-month deferral period, no payments are required.

After the initial six-month payment period, the loan balance is paid in regular monthly payments for the remaining 36 months, or 30 months for licensing agreements.

For Enterprise Agreements (EA) and License and Software Assurance (L&SA) products, call for a quote on loan structure and specific agreement terms. The overall term of the contract must match the term of the volume licensing agreement.

Interest will accrue over the life of the transaction, and interest will compound during the promotional period.

All Microsoft products and licenses are eligible for the promotion. In addition, partner services and other products required to implement a Microsoft technology solution are eligible, including Microsoft Software Assurance and Dynamics Service/Enhancement Plans. Microsoft Financing requires that you have at least one Microsoft component in the total financed solution to be eligible.

Offer valid on contracts closed between July 7, 2008 and June 30, 2009.

Offer available in participating countries where Microsoft Financing is available. For a complete list go to www.microsoftfinancing.com.

Direct debit is required.

Rates subject to change.

This offer is valid only for qualified customers. Customer eligibility subject to credit approval. Deferred payment options not available to new businesses.