At NatWest, we are responding to the needs of all our customers and building a relationship bank in the digital world, for all the moments that matter. Our purpose is to champion potential, helping people, families and businesses to thrive. As one of the UK's leading financial services institutions our 14,000 front-line colleagues look after 16 million customers across 50 million human customer interactions in our mass market business. Like all big incumbent banks, NatWest has a vast array of legacy applications and tools. To answer any one customer inquiry will require multiple screens and platforms, switching between different screens, different logins. Colleagues, even when they want to, are not always able to resolve issues at first point of contact. And lastly, a huge amount of time and energy is put into managing these legacy platforms, both costs and risk management. We needed a cutting edge customer engagement platform to modernise customer experience across all of our business areas. In the end, Microsoft Business Applications with Microsoft Dynamics 365 Customer Service at the core was the only clear choice. The key features we're using in the Microsoft Dynamics product sets are all the pre-built full view of customer screens that allow us to bring all the right, pertinent information about customers in front of a colleague in one place. We love the modern interfaces. Intuitive, it's easy to use. Everything has the same look and feel from our emails to the dashboards. It gives us so much more than our previous system. And one desktop allows colleagues from across business areas to easily manage and execute customer requests. In NatWest and the mass market business, we have 700,000 appointments that happen every year. Previously, we had five legacy applications running these appointments. Where we are now is one application, one set of screens where colleagues from across the bank are able to book an appointment with each other with ease, and many of the manual processes are now automated. At NatWest, our transformation is geared towards making us the best of digital and the best of human, where we have the most qualified workforce delivering excellence to our colleagues and customers, increasing customer interactions year on year. We're well on our way to achieving that, and we couldn't be there without Microsoft Dynamics 365 Customer Service. It's an exciting time for us.