The U.S. Bank Cash+TM Visa Signature® Card App gives you one-touch access to apply for and manage your U.S. Bank Cash+ Visa Signature Card. If approved for instant credit, you can shop online right away and earn 5% cash back on two categories that you choose like restaurants, department stores, electronic stores…plus many more.(1) Once you complete the application process using the app and have been approved, a virtual card* can be loaded to your phone. You can use your virtual card every time you shop online or until your plastic card arrives in the mail. The virtual card will be available for 30 days or until the U.S. Bank Cash+ Visa Signature card is activated, whichever comes first. FEATURES: •U.S. Bank Cash+ Visa Signature Card: A paperless credit card application. Everything you do is 100% secure. •INSTANT CREDIT: You will know within minutes if you’re approved, so you can shop online instantly. •MY U.S. Bank Cash+ Card account: Access and manage your U.S. Bank Cash+ Visa Signature Card account anywhere, anytime. CARD BENEFITS: •Earn 5% cash back on two categories that you choose like restaurants, department stores, electronic stores…plus many more.(1) •Earn 2% cash back on gas, groceries or drug stores – choose one. (1) •Earn 1% cash back on everything else. TERMS & CONDITIONS: *Subject to instant credit approval. 1. Cardmembers must enroll each quarter into categories of their choice, or all net purchases will earn no more than 1% cash back. U.S. Bank cannot control how merchants choose to classify their business (Purchase categories) and reserves the right to determine which Purchases qualify. Full details will be provided upon approval of an account. The creditor and issuer of the U.S. Bank Cash+ Visa Signature Card is U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.© 2013 U.S. Bank. All rights reserved.