Keep track of your bank accounts, credit cards, loans, cash or investment accounts. Categorize your spending and income with customizable categories. Keep track of your bills so you never forget to make a payment again and avoid late fees. Set a budget to keep track of your spending so you don't overspend on specified categories like Dining Out. Forecast your account balance to prevent overdrafts and insufficient funds. Balance your checkbook and reconcile with bank statements to catch errors and bank fraud. Generate detailed reports to see exactly where your money is going and to make tax time easier. Optionally sync to your financial institutions (if you would like) via the Moneyspire Connect feature and automatically download your transactions. Optionally sync to the cloud (if you would like) via the Moneyspire Cloud feature so you can share your finances between multiple computers and mobile devices.