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Description

Description Mortgage Miser provides a graphic and narrative side-by-side comparison of consumer loans including home mortgages or auto loans. Mortgage Miser compares ARM, fixed rate or interest-only loans. ARM loans can adjust with (4) time parameters. Four (4) historical indexes can be used to calculate the interest change including the Prime, LIBOR, 11 Dist COR, and 1 year CMT. Down payments and points can be included to determine the final cost of the loan. Once a user inputs the loan amount, term, and interest rate, Mortgage Miser provides the (EMI ) and detailed monthly payment schedule for the term of the loan. Users can enter up to six (6) loans for side-by-side comparison. The schedule will show monthly payments, accumulated interest, and a breakdown of the decreasing principal amount. Mortgage Miser generates a detailed payment schedule and users can view a colorized graph that displays the accumulated interest or balance for each of the loans. A narrative assessment is also provided to help consumers choose the most cost effective loan given the different loan parameters. There are four variation to the program. •Free: Free with ads and allows you to compare two mortgages simultaneously. •Basic: No ads and allows you to compare two mortgages simultaneously and share. •Professional: Compare as many as 6 loans simultaneously for $8.99 with no ads and share. •Advanced: Compare as many as 6 loans simultaneously for $8.99 with no ads, share and save to excel. •Renew: One more year at Advanced Features •Compares mortgages Graphically or Narratively •ARM mortgage calculator •Prepayment •Extra-Fees •Four Adjust time choices 6 months 12 months 36 months 60 months •Four historical indexes plus a maximum and minimum interest Prime LIBOR 11 Dist COR 1 Year CMT •Five Inflation skew Low Medium High Minimum Maximum •Margin •Maximum individual Change •Maximum Life Change •Round ARM adjustment to the nearest one eighth of a percent •Include a down payment or points •Fixed rate mortgage calculator KEY Words •Mortgage •Loan •House •Adjustable Rate Mortgage •Real-estate •Relator •Lending Versions: •Free Advertisement compare only two loan •Basic: No Advertisement compare only two loan for $1.99 •Professional: No Advertisement and compare six loans for $8.99 •Advanced: No Advertisement and compare six mortgages and save to excel for $19.99 Using Infragistics Controls for the grid, graph and numeric controls

Screenshots

Additional information

Published by

Nestingen Inc.

Copyright

Copyright 2013 Nestingen, Inc.

Developed by

Nestingen Inc.

Release date

8/12/2013

Approximate size

9.78 MB

Age rating

For ages 12 and up

Category

Personal finance

This app can

Access your Internet connection

Installation

Get this app while signed in to your Microsoft account and install on up to ten Windows 10 devices.

Language supported

English (United States)


Additional terms

Mortgage Miser privacy policy
Terms of transaction
Mortgage Miser license terms
Term of Use IMPORTANT: READ THIS AGREEMENT BEFORE USING THE SOFTWARE. YOUR USE OF THE SOFTWARE WILL INDICATE YOUR ACCEPTANCE OF ALL THE FOLLOWING TERMS AND CONDITIONS. This End User License Agreement (“Agreement”) is entered into by and between Nestingen, Inc. (“Licensor”) and you, the end user (“Licensee”) for the use of Mortgage Miser SCOPE OF LICENSE This license granted to You for the Software by Licensor is limited to a non-transferable license to use the Software on any Windows 8 device that You own or control and as permitted by the Usage Rules set forth of the App Store Terms and Conditions (the “Usage Rules”). This license does not allow You to use the Software on any Windows 8 device that You do not own or control, and You may not distribute or make the Software available over a network where it could be used by multiple devices at the same time. You may not rent, lease, lend, sell, redistribute or sublicense the Software. You may not copy (except as expressly permitted by this license and the Usage Rules), decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Software, any updates, or any part thereof (except as and only to the extent any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by the licensing terms governing use of any open sourced components included with the Software). Any attempt to do so is a violation of the rights of the Licensor. If You breach this restriction, You may be subject to prosecution and damages. The terms of the license will govern any upgrades provided by Licensor that replace and/or supplement the original Product, unless such upgrade is accompanied by a separate license in which case the terms of that license will govern. REPRESENTATIONS AND WARRANTIES LICENSOR HEREBY DISCLAIMS, AND LICENSEE HEREBY WAIVES ALL REPRESENTATIONS AND WARRANTIES, INCLUDING BUT NOT LIMITED TO THE WARRANTY OF MERCHANTABILITY, THE WARRANTY OF FITNESS FOR A PARTICULAR USE, WARRANTY AGAINST INTERFERENCE WITH ENJOYMENT OF THE INFORMATION OR AGAINST INFRINGEMENT, AND ANY AND ALL OTHER WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE INFORMATION OR ANY ASPECT OF THE SOFTWARE. THE SOFTWARE IS PROVIDED ON AN “AS IS”, “AS AVAILABLE” BASIS, WITH ALL FAULTS, AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE AND EFFORT IS WITH THE LICENSEE. PORTIONS OF THE SOFTWARE ARE SUBJECT TO ADDITIONAL LIMITATIONS AND DISCLAIMERS AS SET FORTH BELOW. ACCURACY OF INFORMATION While the information is believed to be accurate and the analysis is honestly offered, none of the information in this Software should be considered solely reliable for use in making actual investment decisions. The Information is not to be construed as an endorsement, recommendation, investment advice or an offer or solicitation to buy or sell securities of any kind but solely as a resource to Licensee. None of the information in this Software is guaranteed to be accurate, complete, useful or timely. Licensor providers do not warrant or guarantee such accuracy, completeness, usefulness or timelines. Licensor neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made in the Software by anyone other than authorized employees or spokespersons while acting in their official capacities. Licensor may make improvements and/or changes in the Information and/or the services described herein at any time INFORMATION AVAILABILITY Market data is provided on an as is basis, is not guaranteed to be available and may be discontinued at any time, either entirely or individual securities. In addition to data provided by Licensor, Software is capable of accessing Yahoo’s public APIs. Data obtained directly from the licensee’s device through public APIs provided by yahoo.com is not provided or rebroadcast by Licensor. Licensee should refer to Yahoo’s terms of use for additional information and legal requirements. If Yahoo changes, discontinues or blocks access to their API, this functionality will no longer be available. TERMINATION Licensor reserves the right to modify or change the terms and conditions of this Agreement at any time or terminate Licensee’s access to the Software or any portion thereof in Licensor’s sole discretion, without notice and without limitations, for any reason whatsoever. INDEMNIFICATION Licensee agrees to indemnify and hold Licensor, its affiliates, and any third parties harmless from and against any and all claims, losses, liability, costs and/or expenses arising from Licensee’s violation of this Agreement or any third party’s rights, including but not limited to copyright, proprietary and privacy rights. This indemnification and hold harmless obligation will survive the termination of this Agreement. LIMITATION OF LIABILITY TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL APPLICATION PROVIDER BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, LOST PROFITS, TRADING LOSSES OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE LICENSED APPLICATION, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF APPLICATION PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. In no event shall Application Provider’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of five dollars ($5.00). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose. GOVERNING LAWS The laws of the State of Colorado govern this license and your use of the Software. Your use of the Software may also be subject to other local, state, national, or international laws.


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