Here are answers to frequently asked questions about Microsoft Pay.


Microsoft Pay enables the digital transformation of commerce by connecting you with our partners for fast, easy and secure payments.

Microsoft Pay makes checking out fast and easy when shopping online and in in apps by managing your payment information in one secure place. In a few simple steps you can shop and pay at your favorite online stores, apps, messenger bots and more by using payment information stored in your Microsoft account. No payment information on your Microsoft account? At time of checkout, simply add your payment information.

Simply visit your Microsoft account to add/edit/delete your payment information.

Microsoft Pay uses advanced risk management systems which continually screens platform behaviors and transactions across our ecosystem to assess and identify risk patterns to reduce the risk of unauthorized activities.

Microsoft Pay stores customer payment information in a secure, encrypted vault using the state of the art enterprise-level security infrastructure.

The availability of Microsoft Pay varies by product, market, merchant support and region. Visit our specific product and partner pages to learn more about Microsoft Pay implementations.

1Microsoft Pay is not available in all markets.