• With minimal input Debt Tracker will setup a standard payment schedule as a starting point, and from there you are in total control.
  • Each month you can quickly record the standard payment, or edit the payment info before recording.
  • Edit interest rate, minimum/extra payments as you progress through the payment schedule to support scenarios like variable interest rates, changing extra payment amounts as your budget changes.
  • Add future or one-time extra payments, allowing you to try out “what if” scenarios to see how much you could save.
  • Add balance adjustments, or purchase/credit transactions to keep Debt Tracker up to date and accurate.
  • For mortgages/loans, Debt Tracker supports standard monthly compounded interest, along with daily and semiannual compounding (e.g. Canadian Mortgages).
  • For credit cards, Debt Tracker goes way beyond typical debt tools available today by supporting the actual calculation methods creditors use to determine monthly interest and minimum payments.
  • Ultimately this means you don’t have to hassle with entering these values each month and instead Debt Tracker will compute them for you along with more accurate interest savings projections.

App details

Version notes

New Features added for version 2: * Printing Transaction Views * Backup/Restore * Export Transactions * New Loan Calculator * Interest Rate Change Icons in Transaction View

Ratings and reviews

Average customer rating

0 stars out of 5
46 ratings

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3 stars out of 5
· 4/7/2016
Good app but needs improvement

It's easy enough to use and has a simple interface but it needs a 0% interest option and it won't allow you to enter individual extra payments for each month should you choose to

5 stars out of 5
· 3/29/2016
Looking for an Debt app helper

I am still learning this app, but I do like the dashboard. It is very clean and simple. I am determined to use this app to control and then eliminate debt.

4 stars out of 5
· 2/2/2016
Basic gets the job done

Basic gets the job done

4 stars out of 5
· 4/29/2015
Great App!

This app is a great way to track debts, extra payments, and time until payoff. I would give it 5 stars if you could leave the apr at zero on debts that have no accruing interest.

3 stars out of 5
· 2/22/2015
Good app, but falls a little short

I like the interface and the ease of entering information. Reports are also nice. I just can't figure out how to add extra payments to individual months throughout the life of the debt as some months I can add a little extra and other months I cannot. Also, it would be nice to be able to use the Avalanche or Snowball methods of paying off the debt. As it stands now, this is a program that cannot fulfill my needs. I wish it could, but perhaps in the future, as it matures, it can.

3 stars out of 5
· 9/22/2014
Needs improvement

The app is helpful but a few things can make it much better. For example it will not allow me to enter a 0% interest APR for credit cards that have this introductory rate for a limited time (6 to 18 months offered on most cards). Also, if I want to make an additional payment one month, it saves the information for all of the following months as well, but this is only useful if you're consistent with the additional payments. My budget varies each month and additional payments will be different each month.

5 stars out of 5
· 9/6/2014
Debt Tracker

I love this app. It has been easy to set up and follow.

4 stars out of 5
· 5/13/2014

I wish the program would automatically update to the next month. Especially if you are trying to see progress.

5 stars out of 5
· 3/16/2014

I really like this app. Very good way to track your account debts and see how you can save money

4 stars out of 5
· 2/21/2014
good tracker

I love that I can put all my loans together in here to track them and it's easy to do. It is also easy to edit them and to add extra payments. It's nice to know how much money I'm saving myself with the extra payments and to see excellent graphs about it all. Also, it's nice to have all the info together for a change. It'd be nice if it showed information from the past (when the loans started since you typed all the info for in anyways) instead of just starting at the date you entered everything and the numbers are a few cents off compared to what my loan companies show when I mark that I made a payment. Overall, I'm glad I have this app and it really saves me time since I'm a bit obsessive about making all the calculations for each of my loans and seeing what will happen over time with them and how much I'm going to pay and how much I save if I pay extra.

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