Microsoft Financing

Making it easier to buy Microsoft products and services.

Microsoft Financing provides a range of flexible payment solutions for commercial and government customers that can help you manage your total cloud, software, hardware, and deployment costs—all while leaving your existing credit lines and cash free to invest as you choose.

Watch Microsoft Financing Introduction (2:32)

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Payment options

Whether you would like to structure your payments equally over time, defer payments until budget becomes available, ramp payments to align with deployment schedules, or negotiate a custom payment plan that aligns solutions with budget, cash flow, and deployment, we can help. Our Financing Desk Managers will work with you to develop a payment structure to meet your organisation’s specific needs.

Download the Microsoft Financing overview—read about payment structures

Microsoft Financing value

Microsoft Financing is simple, flexible, and impactful for business. Benefits of financing align to CFO priorities.

  • Margin predictability: fixed payments for duration of license/service agreement
  • Practical working capital management through timing and alignment of payments to available budgets and cash flow
  • Balance sheet optimisation through CAPEX or OPEX payment options
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Availability of Microsoft Financing

Microsoft Financing is available in the United States, Australia, Austria, Belgium, Brazil, Canada, Denmark, Finland, France, Germany, Ireland, Italy, Japan, Mexico, Netherlands, New Zealand, Norway, Portugal, Spain, Sweden, Switzerland, and United Kingdom. New countries are always being considered, so be sure to check back or contact your Financing Desk Manager for specific program availability in your market.

It's easy to get started!


See answers to many commonly asked questions, in our Microsoft Financing FAQ.

Get in touch

  • Contact your local Microsoft account manager or Microsoft partner.
  • Email to be connected with your dedicated Financing Desk Manager.

Solutions and stories

© 2018 Microsoft Corporation. All rights reserved. This web page is for informational purposes only and does not constitute an offer of credit by Microsoft or its affiliates. Microsoft works with third-party financial institutions to facilitate payment solutions for eligible commercial and government customers under the Microsoft Financing program. To be eligible, a customer must be credit-approved by the applicable third-party financial institution. The Microsoft or financial institution agreement sets forth the terms and conditions on which the payment solution is offered.