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Buy now and pay later with PayPal

Pay in 3 offers flexibility to pay over time.

Pay in 3 interest-free payments on qualifying purchases of  £30 - £2000

Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more detail.
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Paypal Pay in 3 instalments

How it works

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No late fees or sign-up fees

Choose to pay in 3 installments

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A decision in seconds

If approved, complete the purchase with Pay in 3

Pay with the app or online

Pay with the PayPal app or online

Easily manage payments with autopay

Secure transactions with PayPal

Checkout securely

Trust PayPal to help keep your transaction secure

Where to find it at checkout

Step 1: Change your payment method

At checkout, select "Change" to modify your saved Payment method. New customers can skip to Step 3
Step 1: Change your payment method
Step 2: Select "Choose a different way to pay"

Step 2: Select “Choose a different way to pay”

Even if you've saved PayPal in your payment methods, you still need to choose a different way to pay.

Step 3: Choose a way to pay

Select "Flexible payments"
Step 3: Choose a way to pay
Step 4: Select PayPal Pay Later

Step 4: Select PayPal Pay Later

Select "Place Order" to be redirected to PayPal to select Pay in 3 and complete your purchase

Microsoft Surface Devices

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Xbox Consoles

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Frequently asked questions

  • PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date.  Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. 

    For more information go to https://www.paypal.com/uk/webapps/mpp/paypal-payin3/faq

  • If your purchase at Microsoft Store is not completed, you will not be charged.

  • PayPal purchases show up in the Payments section under Payment Options.

  • Microsoft Store’s refund policy applies to purchases, including purchases made using PayPal. Learn more about returning items you bought from Microsoft Store for exchange or refund. If you need to return your physical product after your purchase, and are within the 60-day return policy, you will be refunded just as you would with a regular credit card.

  • Yes, if you request the price adjustment within 60 days of your delivery date, and otherwise meet the terms of the Microsoft Store Price Promise, you’re eligible for a price adjustment. You’ll need to contact Microsoft Store Sales and Support with your order number to receive your adjustment.

  • PayPal Pay Later options cannot be used for gift cards, one-time paid or recurring subscriptions at Microsoft Store.

Why shop from Microsoft Store

We offer free shipping, free returns, and cash for eligible used devices, as well as flexible payment options. Plus, if we lower our price on a physical product within 60 days from delivery, we’ll honor a one-time price adjustment.

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Free shipping and returns

Get free 1-2 day shipping with no minimum purchase. Plus, enjoy 60-day returns on physical Microsoft products.

Learn about shipping Learn about returns

Low-price promise

If you buy a physical product from Microsoft Store and we lower the price within 60 days, contact us and we’ll refund you the difference. Terms apply.

Learn more

Pay in 3 instalments with PayPal

Microsoft Store and partners are bringing you new ways to pay at checkout. They’re simple, safer options to get what you want when you want.

Learn more

Online trade-in program

Trade in any eligible device—laptop, tablet, phone, or game console—from a variety of brands and get cash back, If your old device isn’t eligible for trade-in, we’ll help you recycle it for free.

Learn more Check your device’s eligibility
  • Free Extended Returns: Extended return offer period available with Surface devices purchased from Microsoft Store in select markets. Return process must be started within 60 days after customer received the device. Not available for purchases by reseller customers. Extended return offer period limited to 5 device returns total per eligible customer. Excludes Surface Hub. Void where prohibited or restricted by law. Microsoft reserves the right to modify or discontinue offers at any time. Other exclusions and limits may apply. Microsoft Store return policy applies to extended returns. See applicable Microsoft Terms of Sale for more information. 
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