Microsoft 365 Personal
Microsoft 365 Personal includes:
- For 1 person
- Sign into 5 devices at once
- Use on PCs, Macs, phones & tablets1,2
- 1 TB of secure cloud storage
- Word, Excel,3 PowerPoint, Outlook and OneNote desktop apps with Microsoft Copilot1
- Advanced Copilot1 chat with higher usage than free
- Higher usage than free for visual AI assistance from your screen or camera1
- Higher usage than free for AI-generated audio (English only)1
- Use Copilot in selected apps with work files in a secure way4
- Higher usage than free for AI image creation in Copilot1
- Data and device security
- All-day video calling and Copilot1 in Teams
Microsoft 365 Family
Everything in Microsoft 365 Personal, plus:
- For 1 to 6 people (AI for subscription owner only)
- Each person can use on up to 5 devices simultaneously
- 2 TB of shared, secure cloud storage
Microsoft 365 Premium
Everything in Microsoft 365 Family, plus:
- Advanced Copilot1 chat with extensive usage
- Extensive usage for visual AI assistance from your screen or camera1
- Extensive usage for AI-generated audio (English only)1
- Agentic AI features that get things done for you, including advanced research and analytics1
- Extensive usage for AI image creation in Copilot1
Subscription automatically renews at the regular price and selected term, unless cancelled in Microsoft account. See Microsoft Store Terms of Sale.
Already have a subscription?
Explore even more benefits of Microsoft 365
Powerful productivity apps with AI
Streamline your day with desktop versions of apps like Word, Excel, PowerPoint, Outlook and OneNote with Microsoft Copilot.1
Simplify your online security
Keep you and your family safer online with continuous monitoring for threats, real-time alerts, tips and expert guidance from Microsoft Defender.
Trusted storage for priceless memories
Quickly save, share and edit your photos and files with OneDrive and Microsoft 365.
Make the most of your day
With Outlook as command central, you can spend less time organising your life and more time enjoying it.
All your ideas in one place
Capture inspiration in text, audio, photos and videos to create your next big idea with OneNote.
All-day video calling
Join group calls and talk for up to 30 hours with up to 300 people with Microsoft Teams.
Compare Microsoft 365 with Office
Microsoft 365 Personal
Microsoft 365 Family
Microsoft 365 Premium
Office Home 2024
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Microsoft 365 Personal
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Microsoft 365 Family
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Microsoft 365 Premium
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Office Home 2024
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Seamless access, storage and security
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Number of users (unique accounts)
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1 person
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1 to 6 people
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1 to 6 people
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1 PC or Mac
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1 TB
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2 TB
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2 TB
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Free 5 GB with a Microsoft account
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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1 PC or Mac
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Ongoing support for help when you need it
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Included
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Included
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Included
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Microsoft 365 Copilot (AI for account holder only)
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Included
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Included
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Included
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Free version only
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Included
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Included
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Included
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Overall usage amounts1
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Higher than free
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Higher than free
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Extensive
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Limited usage with a free Microsoft account
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AI-powered tools to draft, edit and summarise documents and emails1
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Higher than free
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Higher than free
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Extensive
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Higher than free
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Higher than free
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Extensive
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Generate a presentation outline and format with Copilot in PowerPoint1
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Higher than free
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Higher than free
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Extensive
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Transform content into engaging listening experiences with AI-generated audio1
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Higher than free
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Higher than free
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Extensive
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Answer questions from your screen or camera with visual AI assistance1
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Higher than free
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Higher than free
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Extensive
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AI image generation1
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Higher than free
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Higher than free
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Extensive
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Limited usage with a free Microsoft account
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Use Copilot in selected apps with work files in a secure way4
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Included
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Included
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Included
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Preferred access to AI models during peak times
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Included
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Included
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Included
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Agentic AI for advanced research and analytics1
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Included
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Productivity apps
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Free version only (includes ads)
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Included
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Included
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Included
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Included
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Included
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Included
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Included
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Free version only
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Included
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Included
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Included
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Free version only
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Included
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Included
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Included
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Included
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Included
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Included
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Free version only
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Copilot in Microsoft 365
Office Home & Business 2024
Student plans
Frequently asked questions
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Office 2024 is sold as a one-time purchase, which means you pay a single, up-front cost to get Office apps for one computer. One-time purchases are available for both PCs and Macs. However, there are no upgrade options, which means if you plan to upgrade to the next major release, you'll have to buy it at full price.
Microsoft 365 Personal, Microsoft 365 Family, Microsoft 365 Premium and Microsoft 365 Pro are subscriptions that include powerful productivity apps and creativity tools with AI-powered features. In addition to desktop versions of popular Microsoft 365 apps like Word, PowerPoint, Excel and Outlook with Microsoft Copilot,1 you also get spacious cloud storage, advanced security and cloud-connected features that let you collaborate on files in real time. With a subscription, you’ll always have the latest features, fixes and security updates along with ongoing tech support at no extra cost. You can choose to pay for your subscription on a monthly or yearly basis, and use your apps on multiple PCs, Macs, tablets and phones.
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Microsoft 365 Personal is for one person.
Microsoft 365 Family extends many of the same benefits to multiple people in a household.
Microsoft 365 Premium includes extensive AI usage and access to exclusive Copilot features.1
The right subscription depends on whether you're purchasing for yourself, your family or need more advanced capabilities.
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If you primarily want access to desktop versions of productivity apps with Copilot,1 advanced security and cloud storage, Microsoft 365 Personal or Microsoft 365 Family may be enough. If you want extensive AI usage and access to exclusive Copilot features,1 Microsoft 365 Premium can provide added value to help you tackle demanding tasks, from researching business ideas and analysing complex data to creating high-impact presentations.
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For most freelancers, solopreneurs and side business owners looking to maximise productivity and protect their work, Microsoft 365 Premium is the recommended choice. It provides extensive AI usage and exclusive Copilot features,1 advanced security, 2 TB of cloud storage and productivity apps with Copilot1 built in to help manage clients, projects, finances and business communications. Those who need 1 TB of cloud storage, advanced security and productivity apps with Copilot1 can choose Microsoft 365 Personal, while Microsoft 365 Family is a good fit for households that want to share subscription benefits1 across multiple users.
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For students who want the ultimate AI and productivity experience, Microsoft 365 Premium is an excellent choice. It combines extensive AI usage and exclusive Copilot features,1 advanced security, spacious cloud storage and productivity apps with Copilot1 built in that can help students stay organised, manage coursework, collaborate on projects and tackle academic responsibilities with confidence. Students looking for cloud storage, advanced security and productivity apps with Copilot1 can also choose Microsoft 365 Personal.
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Yes. Documents that you have created belong fully to you. You can choose to store them online on OneDrive or locally on your PC or Mac.
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Visit learn more about free apps.
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AI features included in Microsoft 365 Family, Microsoft 365 Premium and Microsoft 365 Pro plans are only available to the subscription owner and cannot be shared with others.
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Visit our Copilot help & learning site to start using Copilot today.
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Your Microsoft 365 Personal, Family, Premium or Pro subscription unlocks higher AI usage limits to experience and engage with Copilot in your Microsoft 365 apps, the Microsoft Copilot app and beyond. Learn more about credits.
- [1] AI features are not available in Microsoft 365 Basic. AI features only available to subscription owner and cannot be shared; usage limits apply. Learn more. Minimum age limits may apply to use of AI features. Details.
- [2] App availability varies by device/language. Features vary by platform. System requirements apply.
- [3] Copilot in Excel available to subscription owner and requires AutoSave to be enabled, meaning the file must be saved to OneDrive; it doesn't function with unsaved files.
- [4] Employer must have an enterprise subscription that includes Microsoft 365 desktop apps and have multi-account access enabled (excludes government tenants). Applies to selected AI features in Word, Excel, PowerPoint and Outlook desktop apps and in selected mobile apps. See details.
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