Zero-Effort Payments

Established: September 16, 2014

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Overview

Zero-Effort Payments (ZEP) is a seamless mobile computing system designed to accept payments with no effort on the customer’s part beyond a one-time opt-in. With ZEP, customers need not present cards nor operate smartphones to convey their identities. ZEP uses three complementary identification technologies: face recognition, proximate device detection, and human assistance.

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